Exciting news for our U.S. users! You can now pre-fund your self-custody Bitcoin.com Wallet app with U.S. dollars (USD) using PayPal, Venmo, and ACH transfers. This means you can buy and sell Bitcoin and other cryptocurrencies instantly with lower fees — without worrying about bank rejections.
Previously, this type of seamless experience was only available on centralized platforms like Coinbase, Revolut, and Robinhood. Now, self-custody Bitcoin.com Wallet app users can enjoy the same level of convenience while maintaining full control over their assets.
How It Works
Getting started is easy:
1️⃣ KYC Verification — If you haven’t already, complete a quick and secure identity verification to enable deposits.
2️⃣ Top Up — Add USD to your Balance using PayPal, Venmo, or ACH.
3️⃣ Buy Crypto — Instantly purchase Bitcoin and other cryptocurrencies using your Balance.
4️⃣ Sell to Balance — Sell your crypto and convert it back to your Balance instantly.
5️⃣ Withdraw Funds — Transfer your USD back to your bank account or another supported payment method anytime.
⚠️ USD Balances are not yet available in New York, the Virgin Islands, and American Samoa.
🔍 Check out our comprehensive guide for more details on how to use USD Balances.
Key Features and Benefits
With USD Balances, buying and selling crypto has never been easier. Here’s why you’ll love it:
✅ Lower Fees — Enjoy zero partners fees on transactions made using your USD Balance, saving money on crypto purchases.
✅ Instant Transactions — Say goodbye to long processing times — buy and sell crypto instantly with your pre-funded balance.
✅ Higher Approval Rates — Avoid failed card transactions and bank rejections. Depositing funds into your USD Balance ensures smooth, high-approval transactions.
✅ User Control and Ownership — Unlike centralized exchanges, USD Balances integrate directly with your self-custody Bitcoin.com Wallet app, keeping you in full control of your assets without the risk of account freezes or hacks.
✅ Flexible Topping Up — Add USD to your Balance using PayPal, Venmo, or ACH (some options may not be available to all users at launch).
✅ Seamless Crypto Purchases — Instantly buy crypto with your USD Balance at any time.
✅ Sell Crypto with Ease — Convert your crypto back to your USD Balance whenever you need to.
✅ Easy Withdrawals — Withdraw your USD back to your bank account or another supported payment method anytime.
👉 Try USD Balances in the Bitcoin.com Wallet app now! 👈
What about other regions?
Fiat Balances are currently available for Bitcoin.com Wallet app users who are based in the US, UK, and the EEU (excluding Germany and Netherlands). For more information, and to get step-by-step instructions, please see our comprehensive support article.
USD Balances Live on Bitcoin.com for U.S. Users was originally published in Bitcoin.com on Medium, where people are continuing the conversation by highlighting and responding to this story.