Author: driver789

Standard Chartered is telling clients to treat Ethereum’s latest price slump the way Jeff Bezos told Amazon shareholders to treat the dot‑com crash, arguing that the token’s “stock is not the company” and that fundamentals will force price to catch up over the next cycle. Summary Geoffrey Kendrick at Standard Chartered compares Ethereum to Amazon after the 2001 dot‑com bust, saying ETH’s price is lagging its internal metrics. The bank keeps a $4,000 end‑2026 target and a $40,000 2030 target for ETH, banking on stablecoins, tokenization and policy clarity to close the gap. Critics note Standard Chartered’s spotty crypto calls,…

Trusted Editorial content, reviewed by leading industry experts and seasoned editors. Ad Disclosure With bearish pressure building across the cryptocurrency market, the Ethereum price is steadily dropping toward the $1,950 mark once again, a level last seen in March. Despite the altcoin’s declining price action and general unfavorable market conditions, large ETH holders seem to be holding onto their positions. What Ethereum Whales Are Doing In This Pullback Ethereum’s large investors have remained resilient in recent market sessions. While ETH’s price has struggled to sustain strong momentum, these key investors continue to hold on to their positions rather than aggressively…

作者：刚哥   上一篇文章发出后，很多人私信我，问题主要集中在以下几类： “某某平台看起来也差不多，靠谱吗？” “数字货币支付是不是不用这么麻烦了？” “Airwallex 把支付做这么重，有这个必要吗？” 要回答这些问题，其实可以看一看Airwallex 创始人 Jack Zhang在官微和 X.com（原推特）上发的热门文章《最难的路，才是出路：全球支付基础设施全景》。 图1 Jack Zhang 推特原文 这篇文章不仅解释了 Airwallex 为什么选择“重资产”这条路路，而且把全球支付行业长期秘而不宣的一个问题给捅出来了。 到底他讲了些什么呢？下面我来给大家介绍下。 【全文 2966 字，预计 10 分钟】 01 表面同质化，底层差异化 企业客户在选择支付平台的时候，经常会被一个问题所迷惑，交流的几家支付公司看上去能力都差不多。 比如，全球上百家支付公司几乎都在用一套相似的话术介绍自己的产品：极速到账、全球覆盖、服务现代企业，连功能和界面也越来越同相似。 问题在于，表面上的功能越来越像，底层能力却是天差地别。 图2 表面同质化难掩底层巨大差异 用户也无法在产品介绍上看到平台之间真正的差异，所以就才会在成本、背景、牌照、风险等方面与支付机构反复较真。 说到底，企业客户真正在意的，不只是接入体验，而是资金链路稳不稳、合规体系牢不牢、进入新市场之后能不能顺利展业。 所以判断一家支付平台是否靠谱，不能只看前台长什么样，更要看平台到底把复杂性留给了自己，还是转嫁给了客户。 02 全球支付的三条路径 既然前台看清楚核心能力，那就必须回到底层，把这个行业常见的几条路径拆解清楚。 如果把行业里的主流玩家拆开看，大致就是三条路。 图3 全球支付演进的三条分岔路 2.1 第一条路：绕过传统链路 第一条路：Web3 数字货币支付 这条路上普遍会讲同一个故事：稳定币、链上结算、可编程支付、点对点支付。相较于传统支付，能够路径更短、速度更快、成本更低；并且希望通过一个小额高频的故事切入消费零售场景。 然而你会发现，这条路上，数字货币支付玩家生下来的寥寥无几。 核心原因在于，不是这条路没有效率，而是在主流支付平台面前，新玩家没有任何替代优势，并且太多的合规摩擦短期也内难以解决。 图4 第一条路：链上结算绕过传统链路 现在，主流的全球支付平台，不仅拥有全球的支付网络，还深入各国本地生态，搭建运营团队，形成了技术、服务、合规、产品层面对数字货币支付的全面优势。 技术层面：全球支付秒到、商家结算到卡 D1/D0 可选； 服务层面：高度竞争下支付成本也不高，并且成熟的本地运营团队服务到客户最后一公里； 合规层面：各个司法区对其合规性一直存疑，因此合规摩擦很大； 产品层面：主流支付平台同样关注稳定币支付，只要合规政策落地，产品随时可以接入和替代。 所以，走这条路的新玩家会发现，可选的往往只剩下主流支付机构不愿意服务的碎片化市场，以及不敢服务的灰黑产客户。 这也是很多抱着 Web3 支付创业梦想的人，最终不得不黯然退场的原因。 2.2 第二条路：包装传统基建 这是行业里最多人走的一条路：依托合作伙伴、中间机构，把复杂陈旧的底层架构做一层包装，再用更好的产品体验和更快的营销来推动市场拓展。 这条路的优势也很显而易见，见效快、展业快、覆盖扩张也快，所以天然会成为多数玩家的选择。 但问题在于，它更多是在优化前台，而不是改写底层。 Jack Zhang 对这一点的判断很直接：核心问题并没有变，代理行链路、双边合作关系、合规依赖风险，全都还在那里。 同时他认为：“好看的界面早已是标配，但这撼动不了全球支付的底层运行逻辑。” 图5 第二条路：聚合网关包装基础设施 其实，全球市值增长最快的 Stripe，在 2019 年收购 Airwallex 被拒绝，以及 2026 年传闻收购 PayPal（最后也被拒绝）。 至少说明了一点，哪怕是依靠“科技 + 轻资产连接”快速做大的国际支付巨头，最后也还是要回头补基础设施这门课。 很多时候，看起来更轻的路，并不是不要基建，只是把基建推迟了。 2.3 第三条路：自建全球金融基础设施 这也是Airwallex、蚂蚁国际、Pingpong、连连国际这类公司选择的路：在业务覆盖的司法辖区持牌，在当地做本土化运营，与监管保持常态化沟通，并尽可能把合规、技术和底层网络掌握在自己手里。 这条路最为艰难，因为它几乎没有捷径。需要持续的高投入、更长的周期，同时也意味着更重的责任。 但Airwallex 在这方面做得更加坚决，全栈基础设施自研，绝不找代理商和中间商转接。…

The move cements ETF flow as the main driver of Bitcoin’s short‑term price action, with discretionary buyers increasingly forced to trade around institutional liquidity. Summary BlackRock’s spot Bitcoin ETF suffered its second‑worst daily outflow since launch, with hundreds of millions in redemptions as BTC sold off sharply intraday. Across U.S. spot products, Bitcoin ETFs saw one of their heaviest combined exit days since January 2024, reversing weeks of inflows and flipping sentiment bearish. The move cements ETF flow as the main driver of Bitcoin’s short‑term price action, with discretionary buyers increasingly forced to trade around institutional liquidity. Crypto ex‑Bitcoin (BTC)…

The Bank for International Settlements (BIS) released a report Wednesday on Project Agorá, an experimental prototype for cross-border wholesale payment.The BIS said the report shows how seven central banks and more than 40 regulated financial institutions can settle cross-border wholesale payments in seconds once liquidity is locked, while reducing credit and settlement risk through atomic settlement using tokenized central bank reserves and commercial bank deposits.The initiative marks one of the broadest collaborations yet between central banks and private lenders, exploring how tokenization could modernize global payments infrastructure.The project, convened jointly by the BIS and the Institute of International Finance, targets…

Bitcoin fell to the 13th largest global asset by market capitalization after declining to around $76,000 on May 27. BTC ($73,321.00 · Live) has dropped 11% year-to-date and nearly 30% over the past 12 months. Gold and silver surged in 2026, with silver becoming the world’s fifth largest asset. AI and semiconductor companies including TSMC and Broadcom surpassed Bitcoin in market value. The Roundhill Magnificent Seven ETF gained 33% over the last year, reflecting continued strength in major technology stocks. Bitcoin Falls to 13th Largest Global Asset Top Assets by Market Cap Bitcoin has fallen to the 13th position among…

Bit Digital is extending a $100 million loan facility to a WhiteFiber subsidiary as it links its Ethereum treasury strategy with its AI infrastructure business. Summary Bit Digital originated a $100 million loan facility to support WhiteFiber’s AI infrastructure growth plans. The facility may rise to $150 million if Bit Digital and WhiteFiber reach mutual agreement. Ethereum-backed funding lets Bit Digital retain ETH exposure while seeking returns beyond traditional staking yields. The company said the delayed-draw term loan will support WhiteFiber’s near-term growth plans in high-performance computing and AI infrastructure. The structure also allows Bit Digital to use Ethereum-backed financing…

US authorities have charged a Google employee with allegedly using information from the company to make bets on Polymarket and profit $1.2 million.The Justice Department said on Wednesday that it unsealed charges against Google software engineer Michele Spagnuolo, accusing him of accessing unreleased internal information at Google and placing 25 bets worth $2.7 million on markets related to the most searched individuals on Google in 2025.Prosecutors said Spagnuolo owned the Polymarket account “AlphaRaccoon”, which profited $1.2 million on “outcomes that the market treated as unlikely” when Google published information on the most searched individuals in December.The Commodity Futures Trading Commission…

英国 AI 代理安全与治理平台 Geordie AI 完成 3000 万美元 A 轮融资，Balderton Capital 领投 – BitRss – Crypto World News ChainCatcher 24 minutes ago 16 ChainCatcher 消息，据财富杂志报道，英国 AI 代理安全与治理平台 Geordie AI 完成 3000 万美元 A 轮融资，Balderton Capital 领投，Crosspoint Capital 参投，General Catalyst 和 Ten Eleven Ventures 追加投资，投后估值 1.55 亿美元。这是欧洲网络安全初创公司迄今为止最大的一轮 A 轮融资。 该公司由英国网络安全公司 Darktrace 和代码安全公司 Snyk 的前高管联合创立，其平台可发现并实时监控企业中运行的 AI 代理，识别风险并动态约束代理行为。Geordie 目前已在约 30 个客户环境中部署，包括金融数据公司 AlphaSense 和法国美国合资 AI 生物技术公司 Owkin。 BitRss shares this Content always with License. Read Entire Article Screenshot generated in real time with SneakPeek Suite Homepage International 英国 AI…

SoFi Technologies has made SoFiUSD available inside the SoFi app, giving members the ability to buy, sell, hold, and convert the U.S. dollar-pegged stablecoin.  Summary SoFiUSD is now available in the SoFi app for 14.7 million members across the U.S. The stablecoin runs on Ethereum and Solana, with tokenized deposits and transfers planned soon next. SoFi’s roadmap also includes Bullish integration and Mastercard settlement across wider payment networks for institutions. The company said the launch marks the first time a stablecoin issued by a U.S. national bank is available directly through a banking app. The rollout opens SoFiUSD to the…